Are You One Of The Thousands Affected?

Customers are now finding that they have been imissold Consumer Credit Agreements "CCA".

IIf you've been signed up to a Consumer Credit Agreement in order to proceed with a claim for compensation you may have been told that "you will not be liaible to pay back the loan" however in reality this is not the case. 

Your infact liaible to repay the loan, often this is deducted from any compensation you win or if your claim is unsuccessful you could be liaible to pay back the loan personally.

Its easy! Submit an enquiry

To get started it couldn't be easier, simply complete our eligability checker and provide us with as much information as possible.

Let our experts evaluate

Our team will then review the information you've provided and work on your behalf in identifying if you could have been mis-led

A claim is submitted on your behalf

If we deem that you've got a claim we will work with our solicitors in arguing and nullifying the CCA agreement.

f.a.q.

What Is A CCA?

A “CCA” or Consumer Credit Agreement is a agreement regulated under Consumer Credit Act 1974.

We are looking particularly at the “CCA” funding schemes used by solicitors to progress claims.


How Could I have Been Missold?

Many people have found that they haven’t fully been made aware what they were signing or the implications of signing up for the CCA funding route. 

Some of the ways we are finding people have been mis-led are:

Failure to properly explain the pre-contract information.

Failing to explain the risks – on the face of it, the process of taking a CCA to fund your claim seems very efficient however people weren’t aware of the risks, such as if a claim fails you may be liable to pay back the money borrowed against your claim. 

A number of Consumer Credit Agreements used to fund legal disburstments and insurances we have seen were unenforcable. 


Why Is It A Risk?

People are now finding that their claims have failed or are no longer progressing as smoothly as was expected resulting in the funding providers pressuring the solicitors into getting some of the money back. 

It has started to happen whereby the solicitors/funders are now contacting the clients with claims that no longer meet the “criteria” to recover the money they never actually received!

Some Of The Claims That Could Be Affected

The CCA funding scheme was used for a number of different claim types, some of the more common ones are below

PCP

Against the dealerships for hidden commissions within their PCP agreements.

Housing Disrepair

Where the council Failed to repair damages within the homes of their tenants

Cavity Wall

Incorrectly installed cavity wall insulation resulting in damage and damp within the home

Knotweed

Where knotweed has grown within your property as a result of failure to properly remove it

Mortgage

Hidden commission and charges within your mortgage agreement from your broker or lender

Solar Panel

When solar panels have been installed with the understand that they would pay for themselves 

Get in touch today

Match Me Legal Limited. Registered Office: 20 Dale Street, Manchester, M1 1EZ. Company Registration number: 09948730. Match Me Legal Limited is authorised and regulated by the Financial Conduct Authority for regulated claims management services. Our firms permission reference number is 838981. You can check this on Financial Services Register at   register.fca.org.uk

You are under no obligation to make a claim using a Claims Management Company. You may be able to make a complaint to The Financial Ombudsman Service or Financial Service Compensation Scheme, without using our services and without paying a fee.